How much do you really spend on coffee? Enter your daily habit and compare café prices to home brewing. See yearly totals, potential savings, and even what those savings could grow to if invested over 5 years.
🏠 Home Brew Details
~0.6oz for drip
The average American coffee drinker spends $3–6 per café visit. At one coffee per workday, that's $780–$1,560 per year. Brewing at home with quality beans costs roughly $0.25–0.75 per cup, or $65–$195 per year. That's a potential savings of $700–$1,300 annually. Of course, café coffee offers convenience, ambiance, and social value — but knowing the exact cost difference helps you make an intentional choice rather than an accidental habit.
Financial author David Bach popularized the "Latte Factor" — the idea that small daily expenses compound into surprising amounts over time. If you invested that daily $5 coffee money at a 7% average return, you'd have over $150,000 after 30 years. While it's not about deprivation, awareness of how small habits affect long-term wealth is powerful. Our calculator makes this math concrete and personal.